Sakinaka is a thriving neighbourhood located in the western part of Mumbai. The locality is always busy with industrial and mercantile bustle. Sakinaka is home to Lerson&turbo, 55 Corporate Avenue, Boomerang, tech Mahindra and L&T business park. The locality is connected to the rest of the city by the metro and all public transport. Sakinaka is trisected by Magan Nathuram Road and the 90 Feet roads. And the Chhatrapati Shivaji Maharaj international airport is just a 15 mins drive away. The neighbourhood is also home to financial institutes like ICICI Bank, PMC bank, HDFC Bank, Kotak Mahindra Bank and TJSB Bank. And a plethora of recreational destinations within walking distance. Educational institutes like Sun group of institutes, digital universe computer institute, s-Tek IT education and a large number of schools and colleges make Sakinaka a perfect breeding ground for talent and education. The locality is well maintained but needs to be better planned. A slight imperfection that adds to the flavour of Sakinaka.

Top gated communities in Sakinaka, Mumbai.

1. Gundecha Montego, Sakinaka

Gundecha Montego is all about a convenient living experience. The project occupies 1 Acre of land and proudly flaunts 2 well-attended buildings. Alongside being excellently supplied with essential amenities, Gundecha Montego has its power backup system, a play area for the children, a swimming pool and even a gymnasium. Schools, hospitals and all kinds of essential institutions are within walking range and can be easily accessed.

Highlights and amenities of Gundecha Montego
Type of apartments: 1 BHK, 2 BHK
Area per apartment: 444 Sq. Ft. – 718 Sq. Ft.
Number of apartments: 88

Address : 3VXP+RC3, Andheri – Kurla Rd, Behind Runwal Elina, Safed Pul, Saki Naka, Mumbai, Maharashtra 400072

2. L&T Emerald Isle, Sunder Nagar

L&T Emerald Isle occupies 16 acres of land and flaunts 4 magnificent towers. And is located close to Powai Lake. The apartment complex is well-maintained and guarded 24*7. The facilities include power backup, an RO purification system, a gymnasium, a kid’s play area, jogging, a cycling track and even a golf course. The complex is equipped with cafeterias, community halls, trees and beautiful landscapes ford providing a fulfilling residential experience.

Highlights and amenities of L&T Emerald Isle
Type of apartments: 1 BHK, 2 BHK, 3 BHK, 4 BHK
Area per apartment: 642 Sq. Ft.-1652 Sq. Ft.
Number of apartments: 1264

Address : New Mhada Colony, Savarkar Nagar, Chandivali, Powai, Mumbai, Maharashtra 400076

3. NG Complex, Sakinaka

NG complex in Sakinaka aims to deliver a fulfilling residential experience. Located in a well-connected locality, the residents can hassle-free access to various public and commercial services. Security and supply of utilities are excellent and there is no shortage of in-house recreational options. The project includes a kid’s play area, Gymnasium, swimming pool, and even a community hall. And ensures a high quality of life!

Highlights and amenities of the NG complex
Type of apartments: 1 BHK, 2 BHK, 3 BHK
Area per apartment: 640 Sq. Ft.- 800 Sq. Ft.
Number of apartments: N/A

Address : 4V8Q+P3C, Plot No. A CTS No. 29, Off Military Road, Near Ashok Nagar, Marol, Andheri (E), Marol, Andheri East, Mumbai, Maharashtra 400072

4. NDW Proxima, Sakinaka

The project is located in the western suburbs of Mumbai and consists of 7 buildings on 1 Acre of land. The localization ensures easy access to office complexes, restaurants, apartments, metro rail, shops, schools, banks, hotels, service apartments and a lot more. Prominent destinations like Bandra and Juhu are also located close to the complex.

Highlights and amenities of NDW Proxima
Type of apartments: 2 BHK, 3 BHK, 4 BHK
Area per apartment: 817 Sq. Ft.-1343 Sq. Ft.
Number of apartments: 294

Address : Andheri – Kurla Rd, Mittal Industrial Estate, Marol, Andheri East, Mumbai, Maharashtra 400059

5. Runwal Elina, Sakinaka

Runwal Elina is a beautifully planned gated community occupying over 2 acres of land. The three magnificent towers are connected through rooftops by a garden hanging over 400 ft of sea level. This garden is the USP of this project. The project is generously supplied with utilities and is guarded 24*7. The facilities include Power Back Up, Maintenance Staff, Waste Disposal, Laundry Service, DTH Television Facility, Banquet Hall, Bar/Lounge, Conference Room, Piped Gas, and Outdoor Tennis Courts.

Highlights and amenities of Runwal Elina
Type of apartments: 2 BHK. 3 BHK
Area per apartment: 1000 Sq. Ft. – 1660 Sq. Ft.
Number of apartments: 126

Address : A-3, Safed Pul, Saki Naka, Mumbai, Maharashtra 400072

Things to do in Sakinaka, Mumbai

1. Spend a lovely evening in the local parks

Sakinaka is located amidst all kinds of urban and industrial bustles. But the neighbourhood is riddled with beautiful parks. BMC Saibaba Park, Dosti building Jogger’s Park, and Mahanagar Palika Udyan are the most noteworthy destination to be on a lonely evening or spend quality time with loved ones.

2. Make every weekend hour count at Mable kitchen and bar

Mable is known for its wonderful ambience and worthy dishes that do perfect justice to the ambience. The Wi-Fi network is strong and always active, the music is good and the sitting areas are made as cosy as possible. Popular offerings include Cheesecake, Cocktails, Salad, Prawns, Drinks, and a plethora of Chicken-based dishes.

3. Make the most out of your leisure at The Studs – A sports bar and grill

The restaurant is known for its amazing Mediterranean cuisine, fast food, burgers and desserts. The place is known for live music, a Pool Table, good quality and quantity of servings and a nice place for lengthy hangouts. The studs are an ideal place to socialize with like-minded people and enjoy favourite sports and screenings together.

4. Spend quality time with quality food!

Mitron- hotel peninsula grand dedicates entire nights to entire genres of music and is a perfect place for people looking forward to dining in style. The ambience and the sitting areas, including the gallery, are classy and maintained with utmost care. And the culinary demands are satisfied with excellent continental, north Indian Asian and Mediterranean food.

Places to visit in Sakinaka, Mumbai

1. Copper Cabana

Copper Cabana is a unique culinary establishment that serves Chinese, Japanese, Indian, Asian and even Persian food. The ambience does perfect justice to the taste they deliver on every plate. And the offerings are extremely reasonable and affordable for the common folk. The restaurant offers in-house live music sessions and serves amazing dishes like Green Apple Cooler, Thandai, Paneer Crispy, Tender Chicken, Bbq Chicken and Cocktails.

Address : JB Metal Compound, Off Sakivihar Rd, Sakinaka, Andheri E, Mumbai 400072 India

2. Opa! Bar & Cafe – Hotel Peninsula Grand

Opa delivers perfection with every serving. The place is known for its wonderful hospitality, friendly staff, amazing rooftop scenario, and beautifully curated lighting. Popular servings include Hot Mezze Platter, Cottage Cheese Slider, Bellini, Saffron Rice, Baklava, and Chicken Shawarma. A perfect location for dine-outs and family nights!

Address : Sakinaka Junction Hotel Peninsula Grand, Lokmanya Tilak Nagar, Andheri East, Mumbai, Maharashtra 400072

3. Firefield by Marriott

Fairfield is the pride of Mumbai. The hotel is amazing and competes with world-class entities like the TAJ. they provide airport transfer, centralized air conditioning, free wifi, housekeeping on time, free parking and a wonderful pool. A great place for new settlers about to embark on a new life in Mumbai and of course for the tourist not interested in compromises.

Address : Plot No. 16-B Samhita Industrial Estate, Andheri Kurla Road, Mumbai, Maharashtra, 400072

4. The urban stadium

Is a favourite destination for lovers of cricket. The stadium is loaded with all kinds of facilities and the convenience needed for enjoying an engaging session. Being among Mumbai’s leading stadiums, the place has always been a centre of attraction. The stadium is accessible throughout the day and is supported by enough floodlights for nighttime games.

Address : Samhita Complex, Bldg no 8, Telephone Exchange Rd, Saki Naka, Maharashtra 400072

FAQs about Sakinaka, Mumbai

What is the distance from Sakinaka to the airport?

The Chhatrapati Shivaji Maharaj international airport is just 9 km away via the 90 feet road. And takes a typical 15 mins of drive.

What are the best hospitals in Sakinaka?

Apex multispeciality hospital, American Institute of pathology and laboratory sciences, New JP hospital, Vedant Multispeciality Hospital, axon Dialysis centre and Balaji Speciality Hospitals are the most prominent healthcare institutes in town.

What are the best schools in Sakinaka?

Lokmaya Vidya Mandir, our lady of God health, Iqra International, Eden Garden, and Nandchaya Vidya Niketan are the most prominent educational entities in Sakinaka.

What are the best gyms in Sakinaka?

Den Fitness, Ultimate slim well health Centre, Fitness HUb, Voltage Fitness, and Johnny Gym are the most popular fitness centres in Sakinaka.

Which are the parks in Sakinaka?

BMC Saibaba Park, Dosti building Jogger’s Park, and Mahanagar Palika Udyan are the best and closest parks around Sakinaka.

What are the nearest bus stations to Sakinaka?

D’suza Nagar, Shethiya Nagar, Uma Maheswari Mandir, and Krishna Nagar are the nearest bus stations in Sakinaka.

Kemps Corner is a posh neighbourhood in south Mumbai. Connected with the rest of Mumbai via, the kemps corner flyover and the Nepeansea road. Being adjacent to the great Mumbai coastal road project, the connectivity via road-based transport is exceptionally good. The area is home to high rises and a wide diversity of commercial and industrial entities. The locality is flanked by Malabar hill in the south and the coastal road network in the west. Therefore, residents in the area enjoy proximity to the most important districts in Mumbai. The Asian Cancer Institute & ACI Cumballa Hill Hospital, Healthspring, healing hands and Nava Jeevan clinics are the most prominent healthcare institutes in town. And the education sector is also quite rich due to the presence of institutes like orchids international school and the digital marketing institute Mumbai. The roads are well maintained and the traffic pressure is far from annoying. The availability of public transport is also remarkable in kemps corner. And the posh locality attracts a lot of attention from the administrators.

Top gated communities in Kemps Corner, Bangalore.

1. Orbit haven, Kemps Corner

Orbit haven aims to embody fine living. The gated community consists of a single tower and 40 5 BHK luxurious duplex apartments. The place is well-supplied with utilities and the amenities are exceptionally well-maintained. The tower is still awaiting completion and is expected to feature facilities like Power Back Up, Indoor Games Room, Service/Goods Lift, Water Storage, Security, Reserved Parking, Park, Gymnasium, Swimming Pool, and Rain Water Harvesting.

Highlights and amenities of Orbit Haven
Type of apartments: 5 BHK duplex
Area per apartment: 6000 Sq. Ft.
Number of apartments: 40

Address : Orbit Haven, Darabsha Ln, near Croma, Malabar Hill, Mumbai, Maharashtra 400026

2. Mittal Dariya Mahal, Malabar Hill

As the nomenclature suggests, the gated community strives to achieve finesse in luxurious living. The apartment complex is located on Malabar hill and oversees a beautiful beach. The facilities include many residential-centric components like a gymnasium, power backup, kids’ play rooms and clubhouses. The place is guarded 24*7 and the utilities are uninterruptedly supplied.

Highlights and amenities of Mittal Dariya
Type of apartments: 3 BHK, 6 BHK
Area per apartment: 11250 Sq. Ft. – 5000 Sq. Ft.
Number of apartments: N/A

Address : 80, Nepeansea Rd, Malabar Hill, Mumbai, Maharashtra 400006

3. Primordial House, Kemps Corner

Primordial house is a strategically located gated community. The residents can enjoy the Arabian sea and the hanging gardens. The compound is complete with gardens, gymnasiums, kids’ play zones and even community venues like clubhouses and galleries. The place is well-guarded and the amenities are maintained with extreme care.

Highlights and amenities of Primordial House
Type of apartments: N/A
Area per apartment: N/A
Number of apartments: N/A

Address : Grand Paradi Apartment C, Babulnath, Kemps Corner, Malabar Hill, Mumbai, Maharashtra 400006

Things to do in Kemps Corner, Mumbai

1. Waste an evening driven by culinary cravings

Kemps corner is home to a whole bunch of wonderful, unique restaurants and cafes. Buddha bawls for pan Asian cuisine, China Garden for various genres of Chinese food, and the plate & pint restaurant for a wonderful cafe experience can be accessed in kemps corner. In addition to that, the restaurants in this posh residential sector are also poised to serve perfection in every preparation.

2. Experience an amazing curation of baked food

Kemps corner is home to bakeries that are operating for a long time and are known for serving amazingly optimized food. Cakes and bakes, The Bakerie – The Shalimar Hotel, the bakehouse, are the most prominent destination for cake and dessert lovers and quench the thirst for comfort food.

3. Embark on a journey of enlightenment

Kemps corner is home to the crossword bookstore. The store is the most resourceful in town and is surviving with grace in the age of PDFs and audiobooks. The environment is peaceful and silence is encouraged on the premises. A reader can easily buy books and even read them at the store. And the experience is enhanced by a welcoming team of staff eager to help you out with every last bit of knowledge they possess.

4. Be a part of history

August Kranti Maidan is located just southwest of kemps corner. From this historical ground mahatma, Gandhi launched the legendary quit India movement. And the subsequent sociopolitical upheaval shook the British empire and installed an everlasting fear of non-violent Indian protests. Today the ground is dedicated o cricket and football facilities and is a refuge for peace-loving locals.

5. Visit Native shoes and buy perfection in footwear

Native shoes are all about ergonomics and being an eco-friendly producer of footwear. In kemps corner, one can visit their store and get a pair of shoes that might change their lives. Furthermore, the company is keen on producing recyclable products so that they can be used even after one owner discards the same. In kemps corner, one can get a hold of the pride of owning such a product.

Places to visit in Kemps Corner, Mumbai

1. Sweetish House Mafia

The sweetish house mafia is an establishment proud of its cookies. And the pride is not at all unfounded. They have a wide variety of cookies, cakes and brownies on offer and have been a popular destination for a long time now. The bakery supports takeaway and dine-in. The environment is calm and extremely family-friendly. Popular offerings include Nutella Sea Salt Cookies, Cookie Boxes, Cookies, and a wonderful curation of shakes.

Address : The New Mahalakshmi Silk Mill Premises, Mathuradas Mill Compound, Unit No 1, near NM Joshi Marg, Lower Parel, Mumbai, Maharashtra 400011

2. Shiv Sagar

Shiv Sagar is a restaurant known for its amazing atmosphere. And food that matches the ambience in terms of quality and exquisiteness. The offerings are diverse and include north Indian, south Indian and Chinese, fast food, Mexican food, beverages and wonderfully prepared desserts. The most popular dishes offered by Shiv Sagar are Gadbad Ice Cream, Veg Kolhapuri, Fruit Juices, Paw Bhaji, Chola Bhatura, Butter Paneer, Sambhar, Idli, Pav Bhaji, and Nachos.

Address : Kemp’s corner, Marshal Apartments, Kemps Corner, Tardeo, Mumbai, Maharashtra 400036

3. Gustoso

Gustoso is the premiere establishment for Italian and Mediterranean cuisine in Kemps Corner. The restaurant concentrates on producing authentic tastes optimized through a lengthy and arduous operational existence. The interior decor follows a theme that compliments the servings on plates with extreme precision. And the service is extremely aligned with customer needs and is catered to by a friendly team of staff.

Address : Plot 109 Kwality House August Kranti Marg, Bridge, below Kemps Corner, Grant Road, Mumbai, Maharashtra 400036

4. Fyor

Fyor is a shoe and bag store for women. They project themselves as a dedicated organization that caters to various feminine fashion needs. The offerings are extremely premium in terms of build and functionality. They offer a wide range of heels sneakers and even sleepers along with all kinds of handbags and evening bags. Authentic pieces of art are produced with great care and the interests of the future owners in mind.

Address : Cusrow Baug, Shop No. 21, Colaba Causeway, Colaba, Mumbai, Maharashtra 400039

FAQs about Kemps Corner, Bangalore

What is the distance from Kemps Corner to the airport?

Kemps Corner is 26.3 miles away from the Chhatrapati Shivaji Maharaj international airport. And the same typically takes around 45 mins via the western express highway.

What are the best hospitals in Kemps Corner?

Asian Cancer Institute & ACI Cumballa Hill Hospital, Healthspring, healing hands and Nava Jeevan clinics are the best hospitals and clinics in kemps corner.

What are the best schools in Kemps Corner?

Shalom International, shining stars, little more preschool, Ryan Global school and little stars English school are the best academic entities in kemps corner.

What are the best gyms in Kemps Corner?

Cult Tardeo and mauled fitness are the best gyms located in kemps corner.

Which are the parks in Kemps Corner?

Brihanmumbai Mahanagar Palika Udyan, Children’s Playground, and Priyadarshini Park are the best parks in kemps Corner.

What is the best place in Kemps Corner to hang out on weekends?

Kemps Corner has not a shortage of recreational destinations. But nothing can compare to a good time spent with family near the hanging gardens in Shimla Nagar!

The Indian Succession Act, 1925, implies that a succession certificate is a document that is issued by civil courts of India to establish the rightful claim of legal heirs when the person dies intestate (which means they did not leave a valid will).

When the owner of a property dies and has no will, the family needs to obtain a succession certificate to clearly outline the successor of the deceased person. This person who holds the succession certificate can take on the responsibilities tied to the assets and debts of the deceased person. In short, a succession certificate is a legal document that gives authority to a person or persons who have obtained it to represent an individual who is deceased. A person who has a succession certificate can then collect or claim debts and securities owed to the deceased person, according to succession laws. It is issued by the district judge of the place where the deceased person lived or had property.

What is a succession certificate for property?

A succession certificate is issued by a civil court that certifies a person to be the legal successor of a deceased person, authorising them to secure debts and securities that belong to the deceased person.

In simple terms, a succession certificate, which is given by a court after some necessary checks, establishes the legal heirs. This certificate grants them the authority over the deceased person’s debts, assets and securities. This includes assets such as insurance, mutual funds, pension, bank balance, etc.

The certificate will mention the relation of the petitioner with the deceased, the information regarding the other surviving legal heirs, as well as details such as the place, time and date of death of the deceased. It will also state that the deceased died intestate. When it comes to immovable assets such as property, a succession certificate is necessary in order for the legal heirs to obtain or sell the property.

Note that if a person has a succession certificate it does not mean that they have the right of succession to the property of the deceased person. This is because a succession certificate does not prove the right, title and interest of the deceased person to a property.

All the legal heirs of a deceased person who has died without a will (intestate) are entitled to inherit the property of that deceased person.

When is a succession certificate required? What is the purpose of a succession certificate?

A succession certificate is required by the legal heirs of a person who dies intestate, leaving no legal will behind. The succession certificate is used to prove that the person who is petitioning to take ownership of the deceased person’s property is the rightful legal heir. After thorough checks, a competent civil court will determine whether the petitioner can be granted the succession certificate. This succession certificate is required when a person inherits movable or immovable property under the country’s property laws such as the Hindu Succession Act, Indian Succession Act or other community acts.

Who issues the succession certificate?

The succession certificate is issued by the district judge of the jurisdiction of the location where the deceased person was living during the time he passed away. If this is not possible then the jurisdiction is passed on to where the assets of the deceased person are present.

What is the procedure to obtain a succession certificate?

The succession certificate procedure is quite straightforward. Once you have filed a legal petition in court to obtain the succession certificate, the court will take the matter further by doing the necessary steps to verify and authenticate the request. Here are the various steps involved in getting a succession certificate.

1. Filing the petition

If you are a legal heir who wants to claim ownership of the assets left by a deceased person, you will have to file an affidavit in the proper format petitioning claim to the property. This petition needs to be verified in the civil court in the appropriate jurisdiction. The affidavit needs to have the name, place of residence, and occupation of the petitioners. The details of the next-of-kin of the deceased also have to be included similarly. If any legal heir wants to relinquish their right to the property, it must be mentioned, too. A copy of the death certificate of the deceased person should be included with the affidavit.

The petition should mention the details written below clearly.

• Time, date, and place regarding the deceased person’s death
• Names of other legal relatives or heirs and their details
• The residence and the details of the properties owned by the deceased person and the jurisdiction those fall under
• The rights of the petitioner
• Details of an absence of any impediment to granting of the succession certificate
• Copies of ration cards or passports for identification purposes
• Debts or securities for which the succession certificate has been applied
• No objection certificates from the other legal heirs

2. Succession certificate fee

There are fees to be submitted in order to obtain the succession certificate. This fee is determined as a specific percentage of the value of the estate. It will have to be paid by the person who is making the petition in judicial stamps. This is in accordance with The Court Fees Act, 1870.

3. Notifying the public

The court then inspects the petition and gives notice of it to the next-of-kin of the deceased person who are not the petitioners. The information then needs to be made public and is done so through a notice or advertisement in a national newspaper. There is a period of 45 days, which is mentioned in the notice, for those who have objections with the petition to come forward and raise their claims along with supporting documents.

4. Granting the certificate

After the 45-day period allotted for objections, if no one comes forward to claim ownership of the deceased person’s assets or has objections of any kind, then the succession certificate is granted to the petitioner. This is also after all the checks and verifications of the claim are fulfilled by the court. If there are many petitioners, there will be a joint succession certificate.

5. Indemnity bond

The judge can ask the person who has made the petition to sign an indemnity bond in certain cases. This is to ensure that losses take place in case the petitioner misuses the succession certificate that has been granted to him or her. When signing the indemnity bond, the petitioner may have to do it by giving the court some security.

What is the fee for a succession certificate?

As mentioned above, the fee for obtaining a succession certification is determined as a specific percentage of the value of the estate. This fee is imposed by the court and will have to be paid by the person who is making the petition in judicial stamps. This is in accordance with The Court Fees Act, 1870. The percentage can vary according to the state of the country but it is usually estimated at about 2-3% of the estate’s value.

What documents are required for a succession certificate?

There are many details and documents that a court requires before it can issue a succession certificate. These are needed to verify the claimed ownership by the petitioner. Listed below are the required details and documents needed to obtain a succession certificate. These should be verified and attached with the petition.

• Time of the death of the person who is deceased
• Address of the deceased person at the time of death
• Property details of the person who is deceased
• List of assets, debts and securities of the person who is deceased
• Family details of the person who is deceased
• Full details of the legal heirs of the person who is deceased
• The rights of the petitioner of the succession certificate
• No Objection Certificates from other legal heirs

What is the validity of a succession certificate?

A succession certificate is valid in the entire country if it has been granted in India. When a succession certificate has been granted in a country other than India by an Indian representation accredited to that State, it needs to be stamped in accordance with the Court Fees Act 1870 – then it will have the same impact within India as a succession certificate that has been granted in India.

What is the format of a succession certificate?

A succession certificate will include a petition number, the names of petitioners and the address, the date of the institution, date of the decision, and for what the petitioner has been granted the authority and for what specific purpose. For example, the purpose of collecting debts owed to the person who is deceased or to change the gas connection ownership.

What is the difference between a succession certificate and a legal heir certificate?

Most will mistake legal heir certificate and succession certificate as the same document. However, they are not.

1. Purpose

Succession certificate : The holder of a succession certificate can make transactions on the deceased person’s behalf. The holder can take over the assets, securities and debts owed to the deceased person.

Legal heir certificate : The legal heir certificate is only used as an identifier that the person who holds it is the legal heir of the deceased person.

2. Issuance

Succession certificate : The issuing authority for a succession certificate is the district court judge.

Legal heir certificate : The issuing authority for a legal heir certificate is either the municipality or the tehsildars.

3. Specifications mentioned

Succession certificate : The succession certificate must mention the assets, debts and securities of the deceased person. As well as the relationship the petitioner has with the deceased person.

Legal heir certificate : The legal heir certificate will have a list of all the legal inheritors of the person who is deceased.

4. Consequence

Succession certificate : The holding of a succession certificate will not guarantee that you become the beneficiary of the estate or property.

Legal heir certificate : By law, the person or persons who hold the legal heir certificate are entitled to inheritance of the estate of the deceased person.

5. Timeline

Succession certificate : Succession certificate requires 45 days or more to be granted.

Legal heir certificate : Legal heir certificate needs around 15 to 20 days to be granted.

6. Assets

Succession certificate : Succession certificate includes the movable properties only.

Legal heir certificate : Legal heir certificate includes all kinds of properties.

The revocation of the succession certificate

The succession certificate can also be revoked by a court. It is usually done for a number of reasons such as:

• Wrong information was given to the court in order to deceive it.
• The methods and processes to grant the certificate were not done correctly.
• The information given by the petitioner claiming to be a successor are found to be false.
• The certificate has no use anymore because circumstances have changed.

In continuation of our efforts in improving usability, increasing engagement, increasing collection, reducing operational efforts, and supporting acquisition and retention in the system, we have identified and rectified the following product gaps and added certain valuable enhancements to the product.

NOTICE BOARD :

Background patterns for new notices

Notices are a very popular method to circulate information among the society members, whether for the purpose of promotions or announcements. Traditionally, new notices have always occupied a prime spot on the home page. However, since the widget has stayed with a static design for a long time, it cannot gather more attention from the users. This update completely revamps the widget experience in the following ways –

1. MyPulse Notices : Our internal user needs to add –

1. A widget background image that supports both jpeg (image 1) and gifs (image 2)
2. A brand logo, which will appear at the top right corner.
3. In case the background image has heavy infographics, the user can choose to only show the title (image 1)

2. Society Notices : The society admin can choose one of the following preloaded templates to ensure their announcements have more character and gain better viewership –

Emergency Notice Alarm

Notices have always been published to the society members with standard push notifications. In favour of a smarter and safer community living, this update introduces a new category called ‘Emergency Notice’. For time sensitive topics such as water supply disruption, unscheduled power cuts, etc or any other situation that requires immediate attention from the residents, this feature would be very useful.

A society admin has to just select the notice type to be ‘Emergency’ while creating the announcement. On the app, it will create the following differentiations –

• The notice will be sent with a label of ‘Emergency’
• The notification will go with an alarm sound (carrying the morse code for SOS) to quickly alert the resident (Alarm Sound)

ERP :

Improvements to Dashboard Search

The dashboard search option has traditionally worked on the basis of the user inputting an item from the menu list. With this update, the field of view of this search has been widened by adding an option of tags on the top of the previous functionality. The following provisions have been built

1. Tags attached to the menu items can be easily updated to keep the tool relevant
2. New menu items added will now automatically fall under the scope of this search
3. The roles that do not have access to certain pages on the dashboard will not find those menu items in search results (unlike previously where they landed on an error page)

The dashboard users (especially the new ones) can find the following benefits –

1. The tags being added include multiple colloquial terms such as bill or challan for invoices OR raseed for receipts, making it easier for regional admins to operate
2. Recent searches are pre-populated when the search box is clicked offering quicker navigation

Dashboard >> Search

Statutory Registers to retain the previous ownership information

The statutory registers module does not store any previous data added. In case any change is made to stakeholders or a new owner for a house is added, it replaces the old information.

With the current update, the Admin will be able to keep adding new details against a flat. This addition would label the older stakeholder as “Previous” and the newly added one as “Current” –

1. Edit or delete actions against the previous owners are barred so that we can prevent loss of data by user’s mistake.
2. If an older entry has to be updated, the current one for the flat would have to be removed first.
3. Filter for viewing the previous or current list one at a time has been added.
4. Downloaded excel file will have the historical records exported as well.

Dashboard >> Accounts >> Statutory registers

Tally – Bill plan wise receipt export

With the previous release in October, we started supporting the upload of bill plan wise mapping of multiple tally ledgers in MyGate. The updated tool is now being adopted by societies for exporting their multiple bill plan (heads) invoices into tally. The next stage of booking an income i.e. collections were yet to be supported on this new process.

Since it is very common to have one receipt for multiple types of invoices – with this new update, the export system will take bill plan level segregation of the receipt value into account while generating the XML file. The same is achieved using the compound entry feature provided by tally.

Admin/accountant will receive the following benefits –

1. There is no bifurcation of receipts involved and hence multiple vouchers are not created in tally for a single receipt in MyGate. A one to one reconciliation is hence possible.
2. This upgrade serves as the foundation for adjustments and credit notes for such societies as well. This is slated to be worked upon and released in the next quarter.

Dashboard >> Accounts >> Dues and receipts >> Receipts >> Export receipts to tally

Amenity – Companion name and their relationship in report

The amenity booking feature supports the following types of companions –

1. Family
2. Resident
3. Guest
4. Coach

However, such information collected during amenity booking was not being made available as a report to the Admin. With this update, the admin will be able to get the Number of Companions, Family Companions, Resident Companions, Coach Companions, Guest Companions against each booking. This information can help during the following use cases –

1. Finding out the exact details of facility users during a slot in case of harm to property or nuisance
2. Monetizing the use of facilities by guests or coaches

Dashboard >> Amenities >> Reports

App ‘Notification Center’ to now support Votes & RSVP messages

Votes and responses to a user’s poll and event respectively occur on a very frequent basis. These information points are, therefore, not sent via push notifications to avoid creating nuisance. We have a dedicated notification center on the home page that focuses on listing all user related activities.

With this update, the votes and RSVP counts would now be updated in the notification center listing.
Eg. 1 – Akash Mishra and 7 others have responded to your event.
Eg. 2 – Anlin Assisi and 43 others have voted on your poll.

App >> Notification Center

‘Profile’ page API support on the user app

Post the efforts made on the communications module over the last few months, user profiles are now supported on the MyGate app as well. One can open their own profile page and view all the communication content he or she has previously posted.

App >> My Profile

Same as the above, an API level support has been created for viewing another user’s content on their profile pages. It makes it simpler to find and engage with posts made by a popular creator within the society.

Migration – Automated mapping of Bill Plans during invoice upload

One of the most tedious efforts during migration of accounting data is to manually map all the invoice batches uploaded into their respective bill plans. Given that there are multiple years involved, hundreds of batches may be required to be identified and worked upon individually.

Through the addition of a ‘bill plan’ name column in the invoice upload file, the above process can now be automatically completed at the time the batches are being uploaded. This ensures the following –

1. Batches are not wrongly mapped leading to an error in migration
2. Almost 2 days of effort can be saved per year of migration, in case multiple bill plans are in play

UL Dashboard >> Upload & Downloads >> Upload Member Data >> Upload Invoices

Security :

New ‘Admin Console’ on the app

In order to increase engagement and enhance discovery of relevant information for our admin users, we have revamped the app admin console. The core functionalities are kept intact and additional details used by the admin in day to day operation across the gate and ERP modules have been included. The intent is to allow admins to take necessary actions quickly for smooth functioning of the society.

The revamp of the app admin console is planned in a phased manner. In the current iteration, we have redesigned the Admin Chat and Helpdesk widgets. Also, a new Income widget has been added to the console.

*Note : The new admin console will not have the old process of society selection on an intermediate page. Whichever society is actively being viewed by the admin, the app would open the console for the same.

Admins can access the console from the card on the home page as well as the traditional admin button in the header of the community page.

ADMIN CHAT

Chat Support or Admin Chat has been renamed to “Chat with Us” and has been placed in the top right corner of the admin console which will also show the total number of unread messages as a nudge. The icon when clicked will redirect to the Admin Chat page.

HELPDESK

Helpdesk used to be a tile on the old admin console. With the new UI, the admin will now be able to view :

1. A lifetime status overview of all tickets raised within the community.
2. The count of unattended, escalated and reopened tickets are highlight in RED
3. A day-wise bar graph of the current status of tickets created in the last 7 days.

The widget, when clicked, will redirect to the helpdesk admin view of the ticket listing page in the app.

INCOME

Income is a newly introduced widget which will help the admins of societies active with the accounting module. The widget covers the following :

1. The current overview of the top of the line figures such as total dues, total overdues, security deposit and advance.
2. The current collection against any month’s total billing can be viewed as a pie chart. The values are represented both as absolute figures and percentages.

Previously only the Society Admin had access to all the widgets in the app admin dashboard. The Society Manager and Helpdesk Manager had access only to the admin level Helpdesk features in the app. With the new admin console, we have introduced the following :

1. Module access is extended to all twelve default admin roles of MyGate (custom roles are to be handled in the next iterations)
2. Permission for viewing and interacting with any widget has been defined for each role to ensure that only relevant data is present to a customer

Currently, the new admin console on the app is controlled by a society setting “Enable New Admin Console UI” and has been enabled only for a few selected test societies. The access to the setting is reserved to the following roles – Administrator, super admin and customer support.

The module will go through a phase wise scale up and achieve 100% coverage by the end of December. We would like to invite everyone to participate in the transition plan and provide feedback in order to keep improving the console.

What’s next?

1. Widgets for viewing app adoption and visitor activity in the society.
2. Gray widgets for inactive modules in the society to nudge the admins to onboard all features offered by MyGate.
3. Performance improvement for a quick loading experience, especially for large societies
4. Feedback implementation and exploration into what an admin would like to view and control via his MyGate application!

Vehicle Bulk Upload option for Society Admins

The admins had to reach out to the internal teams in order to add the vehicle data to the system. This created a dependency on the internal teams and reduced their bandwidth. The change brings the following benefits for the admins –

1. Instead of adding vehicles one at a time, the admin will now be able to upload the vehicle data for their society at once.
2. In case the admin does not want to share their data via email due to privacy concerns, the improvement removes the dependency on the MyGate team.

Note : Option to bulk delete vehicle information has already been extended to admins in a previous update.

Society >> Parking >> Vehicle List >> Vehicle Upload >> Upload the file >> Submit

Guard Patrolling Download now sorted by date

The guard patrolling data, when viewed on the admin dashboard, has always been sorted on the basis of date (for all routes). However, when the data was downloaded it used to sort on the basis of routes, making it difficult for the admins to get a complete picture of a day at one glance.

We have made feedback based improvement to the excel exported by the report. The sorting logic in download has been replicated from the dashboard view (reference image below).

Society >> Security and Patrolling >> Guard Patrolling Report >> Download Patrolling Report

Test society access restrictions

The test societies currently existing in the system do not have an SOP around approval and removal of admin level users. Historically, the creation of test societies has been random and unrecorded – we now have around 250 of them out of which only 10 or so are active. The ​exit employees still have access to such societies, which can be a potential data threat.

1. We have restricted creation of new admins for these test societies and also disabled the option to add a family member or tenant from the app for these test societies.
2. The access to create a new society admin in these test societies will be only with the user management and administrator roles.

This change will also allow business & excellence teams to enforce test society access policy for smooth creation or exits of employees. Limiting the number of test societies further would ease identification of red flags in the system and effective timely action.

People Hub >> Admin User List >> Manage Admins >> Add Society Admin >> Enter the Details >> Assign

Additional Notes :

• Retaining user details in the audit log even after the user is deleted
• Disable Society Management Option for City Head Role
• Smart Eye Society Setting API call changes
• Bulk upload access permission to add external roles from Administrator and User Management Roles
• Increased facility access list page limit from 50 to 500 in the API and Unified Dashboards.

That’s all folks!!

Everyone who owns or is looking to own property in India should be aware of the adverse possession law. After all, when you spend years or even decades saving for or paying for a property, you cannot risk losing it over an outdated technicality in the law. Owners are always wary when purchasing property. From scams to disputes, the real estate market can be a minefield to maneuver. The adversse possession of land is one example of what can go seriously wrong for a landowner.

Adverse possession of land spells bad news for property owners. Essentially, adverse possession referred to the aquiring of property in an unsolicited manner. The law of adverse property implies that a person who is in possession of a property for 12 years or more is entitled to ownership rights of that property. So tenants who stay on land for 12 years continuously, without any interruption from the owner of the property during that time, obtain owner status for the property.

What is adverse possession in India?

Adverse possession in India means that the law favors a stranger or trespasser who is occupying land continuously and exclusively, without interruption, for a period of time that is usually 12 years or more. The time which the person occupies the space needs to be consecutive years and the time period can vary depending on the classification of ownership.

In simple terms, if a person who has lived on an area of land without a title for 12 years consecutively and has the owner’s consent they can legally claim ownership of that land. So, if an owner fails to remove a trespasser from their property for a specific time period, that owner can lose ownership of their property. The very term ‘Adverse Possession’ was first established by the Supreme Court of India in the case of ‘Amarendra Pratap Singh v. Tej Bahadur Prajapati’. It was initially introduced by British Rulers and was established to help the usage of land. However, it evolved to impact property owners negatively as tenants and squatters began to take advantage of the law and use it as a form of hostile possession, denying the actual owner claim to their property.

What is the adverse possession law?

This law is governed by the principle of The Limitation Law of 1963. According to the adverse possession under limitation act, if over a time period an appeal has not been filed to correct any limitation then the current scenario of titles continues. The terms for the adverse possession period is defined as 12 years.

According to the law in India, when a property owner does not lay claim to their property for 12 years, and the tenant occupies the property for 12 years continously, then the ownership rights are transferred to the tenant. These are the basic principles of adverse possession limitation act in India.

What are the exceptions to the doctrine of adverse possession?

There are some exceptions to the doctrine of adverse possession. These are stated below:

• If the owner of the property is a minor
• If the owner of the property serves in the armed forces
• If the owner of the property is mentally unwell

How to prove adverse possession in India?

Adverse possession is not considered to be ethical but the Indian legal system still follows the principles of adverse possession, allotting property to tenants when the property has been neglected by the owner for 12 years or more. Owners may fall into this trap of losing their land due to a number or reasons and although there are instances when the courts have been on the original owner’s side, going through the legal trail can be a lengthy, time-consuming and exhausting process that takes years.

According to the Supreme Court in 2019, it was stated that ‘By perfection of title on extinguishment of the owner’s title, a person cannot be remediless. In case he has been dispossessed by the owner after having lost the right by adverse possession, he can be evicted by the plaintiff by taking the plea of adverse possession. Similarly, any other person who might have dispossessed the plaintiff having perfected title by way of adverse possession can also be evicted until and unless such other person has perfected title against such a plaintiff by adverse possession. Similarly, under other Articles also in case of infringement of any of his rights, a plaintiff who has perfected the title by adverse possession, can sue and maintain a suit.’

So, in order to prove adverse possession of a property, these instances need to be investigated:

Continuity : A property can be taken through adverse possession if it has been occupied continuously and uninterrupted for a time period of 12 years.

Actual possession : The person claiming possession has to occupy the property through actual possession. This includes fencing the property, constructing a house, having grazing cattle, erecting a shed, etc.

Exclusive possession : The person who is occupying the property should be able to prove they were solely in possession for 12 years regarding the property in question.

Open possession : Possession of the property cannot be done without telling the owner.

The possessor will need to go before the court and prove the following:

• Date of possession
• That the possession was publicly known
• Nature of the possession
• Continuity of the possession
• Duration of the possession

Can a tenant claim adverse possession?

If you are a tenant through a lease agreement or rental agreement it is usually not categorised under the adverse possession law in India. In specific cases, for instance, if the lease is expired or the owner has not met the specifications in the agreement, then some tenants filed for ownership through adverse possession to help leverage their position.

The time period within which the wonder can exercise their rights easily is 12 years. Therefore, if there is a breach of contract, ownders need to try to vacate tenants to stay clear of adverse possession. Once the agreement has been terminated and if the tenant has paid out rent to the owner, they will ot be able to file for ownership through adverse possession.

Disputes and fights regarding property are commonplace in India. That is why it is so important for owners to be aware of the laws that can work in their favour as well as against it. Being aware of the how adverse possession is proved in the court of law can ensure that your property stays rightfully yours.

If you are in the market to purchase a property then there are many new phrases you will learn and laws you have to familiarise yourself with. One such important phrase is ‘encumbrance certificate’. This document ensures that you avoid certain legal and financial obstacles when you purchase the property. The encumbrance certificate can assure you that the property you are keen on buying is not legally bound to a loan or used as collateral against loans from a bank.

You could also require an encumbrance certificate when you are taking a loan from a bank. For example, if you need a loan to buy a property, or if you need a loan against a property that you already own, you will have to present an encumbrance certificate.

In this article, we look into the meaning of an encumbrance certificate, its importance when buying a home or property and how to apply for an encumbrance certificate, online and offline.

What is an encumbrance certificate?

When you are looking to purchase property, you need to find out whether it has any financial or legal entanglements. In order to do this you have to find out about the encumbrance certificate of that property. An encumbrance certificate can legally certify that a property has no financial or legal liabilities.

The encumbrance certificate will also show the details of all the past owners of that property as well as the property status. It will have details regarding all the past transfers of ownership and the mortgage binding details. In case a property is still under a home loan or mortgage, you will not be able to obtain an encumbrance certificate for it.

When applying for a home loan to buy a property, you will have to show the encumbrance certificate document to the bank you are applying to. It is also needed if you are looking to take a loan out against your owned property.

Why is an encumbrance certificate required?

An encumbrance certificate is required to prove that a property is not bound to any financial or legal liabilities. It is used to prove the free title or possession of a property. You need an encumbrance certificate when buying or selling property and banks require it when you apply to them for home loans. It is a document that proves that the property does not belong to any person or financial institute and is free to buy or sell.

The different types of encumbrance certificates

There is not just one type of encumbrance. Broadly, there are four common kinds – namely, easements, deed restrictions, encroachments, and liens.

1. Easement

This type of encumbrance gives someone the right to use a property when they do not own it. For instance, a telecommunications company may get an easement to place cell phone towers on property owned by a landowner. Another example of easement is one that gives permission to the owner of a neighbouring property to utilise the driveway or compound of another property for convenient access.

2. Deed restriction

Also known as restrictive covenant, deed restriction puts a limitation on what changes can be done to a property. For example, the restriction could be not allowing a satellite dish to be placed on the roof or terrace of a property. Or it could be allowing only specific spaces for cars to be parked. It can also put restrictions on what constructions can take place on the land. These restrictions can help set rules for what can and cannot be done on a property, therefore defining what the land can be used for. Most often these limitations are put in place to help protect the value of the property – especially when it comes to older property with historical value.

3. Encroachment

Encroachment refers to when a part of one property goes over onto an adjacent plot or property. For example, if a tree in one property grows up and over to extend over to a neighbouring piece of land. In these cases, the owner of the property whose space was encroached upon would like for that encroachment to be extracted. This is done so that when it is time to sell a property or transfer the property title to a new owner, the process isn’t marred by any issues due to encroachment.

4. Lien

A lien is often placed on a property to get a financial obligation from the person who owns it – for example, a home loan. This is the most common kind of encumbrance there is. A lien will be on the property being mortgaged until the loan has been paid in full. Other examples of this type of encumbrance are tax liens which are placed on a property due to unpaid taxes. A contractor can even get a lien if they have not been financially compensated for work done to a property. When a lien’s stipulations are not met, it could even lead to the foreclosure of the property. Then the money gained from the sale will pay off the owner’s debts.

How to apply for an encumbrance certificate?

You can either apply for an encumbrance certificate online or offline. We outline the two ways to do it.

1. How to apply for an encumbrance certificate offline?

To apply for an encumbrance certificate offline you will have to do it with application number 22 at a sub-registrar. This is the way it is done in most states, working with documents that are handwritten. If you are applying for an encumbrance certificate you will also need to give self-attested copies of address proof, property papers, registration papers and more. All the documents relevant to the property need to be attached.

The fee to process the encumbrance certificate will vary according to what state in India the property is in. An encumbrance certificate is valid for only a specific amount of time and will need to be updated after that time limit is over.

If you miss updating the encumbrance certificate of your property or are applying for an encumbrance certificate for your property, you will need to avail the NEC, Nil encumbrance certificate.

The Nil encumbrance certificate will state the property’s status in the time period between two encumbrance certificates.

2. Process for applying for an encumbrance certificate online?

You can also apply for an encumbrance certificate online in a few states in India. These include Gujarat, Andhra Pradesh, Telangana, Karnataka, Tamil Nadu, Kerala, Odisha and Puducherry. When you want to obtain an encumbrance certificate in these states, you can go to the respective state’s website to begin the application process. Listed below is the application process for getting an encumbrance certificate in Karnataka.

• Go to kaverionline.karnataka.gov.in
• Click on ‘Register as New User’ to make an account
• Fill the registration form with required details
• Click on ‘Register’ to submit the form
• An activation code will be sent to your email address or mobile phone number. Use this to login and click on ‘Activate’
• Once you have logged in, you can change your password
• Now click on ‘Services’ and click on ‘Online EC’
• You will be required to select the registration year of the property (dates after 2003 are available only)
• Add the property details asked and click on ‘Send OTP to View Document’
• You will receive an OTP. Enter it to view and download the document.

If an attested copy of the encumbrance certificate is needed, click on ‘Check to apply for digitally signed EC’ and then on ‘View Document’. Once the PDF is open, you will see a tab saying ‘Proceed’ at the bottom, which you will have to click to download. Then you will need to make a payment. You will receive a payment receipt. Click on ‘Refresh Payment Status’ and your encumbrance certificate online application can be seen in the ‘Pending/Saved Application’ section. After the authorities get your request, it will be digitally signed and accessible to you.

What are the uses of an encumbrance certificate?

Listed below are the different uses of an encumbrance certificate

Encumbrance certificate for purchase : It is needed when buying a home to ascertain that you are negotiating with the right party and the property does not have any liens.

Encumbrance certificate for sale : When a person wants to sell their property, they will need to present the encumbrance certificate with other needed documents to an interested buyer. To get the encumbrance certificate, the person selling the property has to apply for the document and obtain it from government files.

Encumbrance certificate for property mutation : A new owner who has purchased a property has to use property mutation to document the transfer of ownership officially.
Encumbrance certificate for loans: Banks usually need an encumbrance certificate as one of the required documents before they can sanction an application for a home loan.

Encumbrance certificate for the elimination of provident fund (PF) : If you need to use your provident fund (PF) when making a down payment for a property, your employer can ask for the encumbrance certificate.

How to check the status of an encumbrance certificate?

If you want to check the status of an encumbrance certificate online you can log in to the state government website. It takes 30 days to get approved on the upper limit. Once it is approved, you can download the document from the website. In case 30 days have passed and there is no update on the status, contact the helpline provided on the website or email to inquire about the status.

What documents are needed to obtain an encumbrance certificate?

Here is a list of the documents needed in order to obtain an encumbrance certificate

• Encumbrance certificate application form
• Attested copy of address proof
• Copy of previously executed deed of the property (sale deeds, gift deeds, partition deeds, release deeds, etc)
• Details about the property
• The property’s title details
• The registered deed number, date, book number, volume/ CD number, and signature of the applicant
• Time period for which the encumbrance certificate is needed
• Purpose of the encumbrance certificate – reason it has been applied for
• If the application is made by an attorney holder, then a Photocopy of the Power of Attorney is required
• Aadhar card
• Property card (if it is available)

What is the difference Between encumbrance certificate, completion certificate and occupancy certificate?

Understanding the various terms used in the real estate market can be stressful when you are buying a property. The differences between encumbrance certificate, completion certificate and occupancy certificate can be confusing. Here is how to differentiate between the three.

Encumbrance certificate : This document states that a property is legally unencumbered by debts or obligations.

Completion certificate : Completion certificate is a legal document that is obtained when a building is completed and matches the building plan as well as any other specifications.

Occupancy certificate : An occupancy certificate is a legal document that states whether a building is secure to enter. This is usually issued after the completion certificate is obtained.

How to download encumbrance certificate online?

If you are looking to download an encumbrance certificate online, here are the steps:

• Log in to the website.
• Go to the encumbrance certificate section and enter your details.
• If the status of the encumbrance certificate is approved, download the document in the form of a printable pdf
• You will have to attach the printed copy with the records of your property.
• It takes around 15-30 days for the status to be approved.

An encumbrance certificate is one of the most essential legal documents to have when you are planning to buy a property. It reveals the legal and financial status of the property you are interested in and gives you a clear idea of its ownership history, allowing you to make your investment decision with all the necessary information.